Have you ever thought of the time you should start to plan for your retirement? Dont gasp. Its not too early to think about it at all. Especially for people like me, who wants to travel around the world after retirement. Part of the meagre wage set aside for consientious saving in the future may not suffice. Besides, who doesnt want to retire early? Think about it. We aint young anymore. Half of our lives are gonna be spent studying. Therefore, almost half of our lives are already gone now. I always tell my friend, and i still do now and then, that time's running out. We should do whatever we feel like doing before white strands of hair appear like magic and nobody knows what will happen after that *poof* that went along with growth of white hair. Hence, its not a very bad idea to start thinking about how to grow your money NOW. Yar, maybe plant money trees that bear dollar notes as fruits instead of durians. I hate durians, esp the smell of it...planting dollar notes therefore sound 1 million times a better substitute...

Given the hoo-ha that our maybe-its-a-better-quality piece of paper attained after probably 3 years, out of our 15 years or more of education, may only qualify to perform a simple and mundane chore that almost anybody is capable of, people start panicking and looking for alternative branches of study or hopeful industrial sector to better prove the worth of our maybe-its-a-better-quality piece of paper. And, I believe that growing money could be a better way out- insurance coverage, unit trust with highly claimed interest rates, stocks and govt bonds. Yar...whatever..you know what I mean..individual, not-really-risky investments. And, now that the doughnut dream is further than the journey to Lala-land, maybe "planting that money tree" now isnt a bad idea after all. Besides, such plans always take 10 to 25 years. Hmmm....yea, think about it.